Credit Analyst Resume Sample

Corey Davis

123 Main Street • Hometown, OH • (555) 555-1234 • cdavis@company.com

CREDIT ANALYSIS AND FINANCE QUALIFICATIONS

 

·     Over 10 years' experience in retail banking and commercial lending.

·     Specialized expertise associated with credit and financial analysis and use of modeling and regression analysis to assess risk and project rates.

·     Proficient analyzing financial statements, assessing risk, and evaluating credit worthiness.

·     Experience using Excel, Lotus 1-2-3, and internal systems for analyses and creating supporting illustrations for credit reports and presentations to colleagues and board.

·     Experience using Dutch fluency and German conversation skills in business contexts.

·     Naturalized U.S. Citizen.

 

FINANCE, ACCOUNTING, AND BUSINESS DEGREES

1998

OHIO STATE UNIVERSITY GRADUATE SCHOOL OF MANAGEMENT, Columbus, OH 

Master of Business Administration, with Finance Concentration

·     Completed Executive MBA Program with Honors, for Finance and Overall GPAs of 4.0.

·     Courses included: International Finance, Money and Capital Markets, Investment, Corporate Finance, Corporate Financial Reporting, and Global Macroeconomics.

 

1990

OHIO STATE UNIVERSITY, Columbus, OH 

Bachelor of Science, Business Administration, with Accounting Concentration

 

BANKING AND CREDIT ANALYSIS ACCOMPLISHMENTS

1998 - Present

WISTERIA BANK, Grace City, OH

Senior Credit Analyst

·     Oversee efforts of 8 Analysts working on commercial and personal lending teams.

·     Review all documentation and recommendations before final determinations are rendered.

·     Calculate and track positive and negative yleld statistics, reporting findings to management.

 

1995 - 1998

WISTERIA BANK, Grace City, OH

Commercial Loan Credit Analyst

·     As member of lending team, analyzed and evaluated financial statements.

·     Developed proforma statements and cash-flow projections.

·     Documented findings; prepared independent recommendations on advisability of granting credits for corporate lenders

 

1992 - 1995

WISTERIA BANK, Grace City, OH

Senior Personal Banker

·     Monitored overdraft reports, reviewed and executed consumer loans, supervised vault area, audited tellers, and provided customer service.

 

1990 - 1992

WISTERIA BANK, Grace City, OH

Personal Banker

·     Established and serviced professional clientele accounts. Expedted investments in treasury bills, repurchase agreements, CD's, retirement accounts, and discount brokerage for bank clients. Assisted branch corporate lender weekly on a revolving commercial loan.

 

 

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