2001 - Present

SAN JOSE AND SANTA CLARA HOME LOANS, San Jose, CA

Real Estate Loan Oficer

·     Originate real estate loans, develop plan to expand business in Santa Clara County.

·     Conduct cold calls, create individualized mortgage broker packets, complete individual and group presentations designed to generate Conventional, F W A , PERS, JLTMBO, and CHAFA loan business.

1998 - 2001

BAY AREA BANK, Santa Clara, CA

Real Estate Loan Officer

·     Originated real estate loans, developed marketing plan to expand business in Santa Clara County.

·     Conducted cold calls, created individualized mortgage broker-packets, completed individual and group presentations designed to generate loan business, and implemented first-ever real estate expo promotional event.

1996 - 1998

HOUSING LENDING, Fresno, CA

Wholesale Account Executive

·     Marketed loan and financing programs to financial institutions and mortgage brokers in San Joaquin, Merced, Fresno, and Stanislaus counties.

1992 - 1996

CALIFORNIA MORTGAGE SPECIALISTS, San Mateo, CA

Professional Real Estate Loan Auditor

1986 - 1992

SANTA CLARA SAVINGS, Santa Clara, CA

Loan Officer in Residential Lending Department

1980

SANTA CLARA UNIVERSITY, Santa Clara, CA 

Bachelor of Science in Business Administration

·     Over 20 years of experience in mortgage banking and finance, with emphasis on customer service loan qualifications and accurate risk analysis.

·     Experience as loan consultant enhancing qualification potential and prospective customers.

·     Expertise with Conventional, FHAJVA, PERS, JLJ'MBO, Community Home Buyer, and CHAFA loan programs for homes in Santa Clara, San Joaquin, Merced, and Stanislaus counties.